Bromwich & Smith Inc Shawn Stack

Réponse d'entreprise 15 août 2014

Thanks for the kind words and comments, gmanz28. I'm glad that we have been able to be a part of your healing and restructuring and helping you put your life back on track.

Réponse d'entreprise 3 septembre 2014

Thanks for the review, Howard235, One of the first things to happen when we are engaged is that we send notice to the creditors and the collectors to stop all contact with you and stop all actions with respect to the debt. They are forced to deal directly with our office so you can focus on getting the “wheels back on” and starting over. I’m glad that we were able to be a part of your solution and your fresh start!

Réponse d'entreprise 15 août 2014

Dear Cheerful, I’m sorry to read your review. It’s unfortunate that you did not have a positive experience with our office, and for that I truly feel bad. As you are likely aware, when a bankruptcy is filed there are certain things that must be done by the person that filed bankruptcy. These things include going to 2 counselling sessions, submitting income and expense information, providing tax information, making agreed upon payments, etc. These things (often called duties) are required by the law when you file bankruptcy. The point of doing them is for your rehabilitation – to help you get in a better place. If a person does their duties they are eligible to be released from bankruptcy directly from our office (no Court application is required). If, however, the person that files bankruptcy does not do these duties, the Trustee (that’s us) has to do a report to the creditors, the government and the Court explaining what things were not done. Then the trustee has to go to Court and get an Order requiring that the person not be allowed out of bankruptcy until they do what they were supposed to do. Sometimes at Court, after considering the conditions, means and circumstances of the person, the Registrar (that’s like the Judge) will order that the person has to pay money as well as do the duties that were not done. Perhaps this is the situation in your case, Cheerful? We understand that sometimes life can become overwhelming and even with our best intentions things don’t turn out the way we hoped and planned. If you would like to sit down and discuss your specific situation, Cheerful, and how we might be able to better understand and assist you to resolve things, I would be more than willing to do so. Please call my office to set up an appointment with me. Shawn

Réponse d'entreprise 18 août 2014

Thanks for sharing your experience, k9199ai6677noe, A lot of people are under the mistaken impression that the only way out of overwhelming debt is through bankruptcy. The fact of the matter is that more and more folks here in Calgary are turning to Bromwich and Smith to avoid bankruptcy by filing a Consumer Proposal, just like you have. Thanks for having the courage and confidence to reach out to us to discuss your options, and to allow us to help you and your creditors reach the solution that you both wanted and needed.